Once the foreclosure process has started, a property owner,
or another lienholder, may stop the process by “curing” the
default. A written Notice
of Intent to Curemust be filed with the Public
Trustee’s Office no later than 15 days prior to the scheduled sale date.
There is no charge to file.
of the Arapahoe County Public Trustee
1610 West Littleton Blvd., Ste. 150
Littleton, CO 80120
Upon receipt of the Intent to Cure form, the Public Trustee
will request the cure figures from the lender.
The lender or their attorney must provide the cure statement
within 10 business days after the request or by 12:00 pm on the 8th
calendar day before the sale, whichever is earlier.
The cure statement from the lender must be valid for at least
10 calendar days, but no more than 30 calendar days from day of receipt in
the Public Trustee’s office, or through the day before the sale, whichever
The Public Trustee will not take the property to sale unless
the cure statement has been received when due and will continue the sale
week to week until the cure statement is received.
If the cure statement expires, the property owner may
obtain an updated cure statement by filing a new Intent to Cure
Form with the Public Trustee’s Office but no later than 15 calendar days
before the scheduled sale date.
The cure funds must be delivered to the Public Trustee's
office by the cure statement expiration date, or by 12:00 pm on Tuesday,
the day before the sale on Wednesday, whichever comes first.
The funds must be in the form of cashier’s check or cash. If
the payment is with a cashier's check, it must be payable to the Arapahoe
County Public Trustee. If the payment is with cash, the payer must
notify the Public Trustee’s office prior to coming in to cure so
that a representative from the Public Trustee's office can meet the
property owner at the Arapahoe County Treasurer's office to process the
Once cured, the foreclosure will be marked for withdrawal
until final documentation is submitted by the lender and then subsequently
withdrawn. The Public Trustee will then record the withdrawal notice with
the County Clerk and Recorder.
If a bankruptcy is filed by the property owner before the property
is struck and sold at auction, the lender or their attorney will notify the
Public Trustee to put the foreclosure process on hold until the bankruptcy
case is resolved. The current status of any foreclosure may be
checked online or call